I used to have homeowner’s and auto insurance through a company. My wife insisted we were paying too much, but the intertia to change was big. As part of our recent move, we cancelled homeowner’s and switched to renter’s for a while. Then, my wife found new homeowner’s and auto that was way cheaper than what we were paying before. We finally didn’t need the renter’s or old auto so I called to cancel the old company. They said I needed to send them the dec pages from both. This seemed like a huge hassle, and even more so when I realized they wanted the dec pages from the new insurances. Then I realized, wait…I DON’T HAVE TO DO THAT!
Seriously, the agent presented this as if I had to do this to cancel. Once I thought about it though, I realized it was just a request…but not phrased as a request.
After all, all that is required to cancel coverage is notice to cancel. I’d given them that. I didn’t need to provide details of my new insurance to affect cancellation, that was just to show them that their coverage might be overpriced. It would be helpful to them, and possibly to other people they insure…but it didn’t do crap for me.
Why would they expect me to do any additional work? I’ve got enough going on with moving. Screw that. I told them no.